Commonly Asked Questions Regarding Drug Discount Cards - Inside Rx
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Prescription Savings

Commonly Asked Questions Regarding Drug Discount Cards

06/03/2021

With drug prices increasing each year, drug discount cards are a convenient way to save on prescription medications. Whether you are insured or uninsured, you can take advantage of a drug discount card. Continue reading to learn more about drug discount cards and commonly asked questions regarding drug discount cards.

What are the most commonly asked questions regarding drug discount cards?

What is a drug discount card?

A drug discount card, or a prescription discount card, is a savings option that allows you to receive a discount off the retail price of a prescription medication. Drug discount cards can help you save on your medications, much like a coupon. Simply present the card at your nearest pharmacy to redeem instant savings on all your prescription medications.

How much does a drug discount card cost?

Drug discount cards can usually be obtained free of charge. However, some drug discount programs may charge a fee to use the card. Processing fees and annual fees may be attached to some cards, so it’s best to check with the discount provider.

How do I get a drug discount card?

Depending on the drug discount card provider, you can often download the card straight from the discount provider’s website to your phone for easy access. Many discount providers have an app where you can find the discount card. You can also print the card details from most discount provider websites. Inside Rx also allows you to have the card sent to you by email or text. Pharmacies and doctor’s offices may also provide printed forms of the discount card.

How do drug discount cards work?

Drug discount cards are not a form of insurance. Drug discount cards are typically straightforward to use. Present the discount card at your pharmacy when you go to purchase your prescriptions. If you have insurance, the pharmacist can run your prescriptions with the discount card to see if the cost will be lower than your copay. If the cost is lower with the drug discount card than with your insurance, your pharmacist will use the discount card instead of insurance. With the drug discount card, you may end up paying a lower cost than the retail cost or your copay.

Which drug discount card is the best?

The best drug discount card is the one that helps you save the most money on most, if not all, of your prescription medications. You may need to research which cards will be the most beneficial for you. There are some important factors to look for when looking for a drug discount card, such as the level of savings you would receive, where the card is accepted, and which medications the card covers.

To see how much you can save with a discount card, simply search your medication on the card website. If you go to InsideRx.com and type your medication in the search bar and enter your zip code, you can easily see the price of your medications and compare them at pharmacies near you to find the lowest price available using the Inside Rx savings card.

Can I use a drug discount card with Medicare or insurance plans?

You can choose to use a drug discount card instead of your insurance. However, you can’t receive a discount on top of your copay. Sometimes a drug discount card can save you more than your insurance. In those cases, it might be better to use the drug discount card. Each savings card has its own restrictions. For example, Inside Rx has a discounts restrictions page that outlines it for you.

Can I use a drug discount card for pets?

Yes, some discount cards are available for human medications prescribed to pets. Inside Rx has Inside Rx Pets, a drug discount card to save on pet medications. Just present the card to your pharmacy when you go to pick up your pet’s medications. You can then see if you can save on your pet’s prescriptions.

How much do I save?

How much you save depends on the discount card you use, the pharmacy you go to and the medications you are purchasing. Drug discount card providers can differ on the average amount of savings they offer to their customers. With Inside Rx, see if you can save you up to 80% on brand and generic medications. Does it work at all pharmacies?

Some pharmacies may not accept all drug discount cards. It’s best to call your nearest pharmacy to check and see if they will accept the card. Inside Rx is accepted at over 60,000 pharmacies across the United States and Puerto Rico.

Can I use it on all medications?

Some drug discount cards can only be used for select medications. Check with the drug discount card provider to see what medications they will help pay for.

How to choose a drug discount card

Whether you are insured, uninsured or underinsured, you might be able to save on prescription medications using a drug discount card. Compare your options first and see what one will save you the most on you and your family’s medications. For more information on Inside Rx, visit our FAQs page.

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