New for 2023: Best Prescription Discounts for Uninsured
April 3, 2023This year, make saving money on your prescription medication a priority. There are a number of ways to find prescription discounts for uninsured patients. We've put together a list of a few of these ways to make finding savings easier than ever.
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It can be overwhelming to deal with high prescription prices without health insurance. In 2021, around 27 million people did not have health insurance coverage. In addition, the cost of prescription drugs is continuing to rise. For example, the average price of specialty drugs in the United States has increased by more than 43% since 2016, and this increase has led to more Americans struggling to afford their medications.
As prescription prices continue to rise, you might be wondering about your potential options to save. Just know you are not alone, and there are quite a few ways to get prescription discounts for uninsured patients. The last thing you want is to see your medical expenses go up because of high medication costs. To help you out, here are some of the best ways to get prescription discounts for the uninsured.
Best Ways to Get Prescription Discounts for Uninsured Patients
Getting a good deal on your prescriptions can save you hundreds of dollars each year depending on how many prescriptions you need filled. There are several ways you can get access to affordable prescriptions without having insurance coverage.
Here are some of the best ways to get prescription discounts.
1. Use a Prescription Discount Card
There are many prescription discount cards available for uninsured people that may help with the cost of medications. These cards can usually be found online or through a pharmacy program, and they can be used to get discounts on some of the most popular brand-name or generic drugs. The best part about these cards is that they are typically free to use, with some cards being able to save you up to 80% on your prescriptions. Some of the most reliable cards include Inside Rx and SingleCare, but there are other options available as well. It’s important to compare your options to find the one that works best for you.
2. Go Generic
Generic drugs contain the same ingredients as their brand-name alternatives, and they usually cost less. Therefore, if a brand-name medication is too expensive, it’s best to opt for the generic version. While generics may have a different appearance or packaging, they have the same active ingredients, dosage, and intended use as their brand-name counterparts. Speak with your healthcare provider about using a generic medication, especially if cost is a concern for you.
3. Search for Manufacturer Savings Options
Many drug manufacturers offer coupons or copay savings cards that can help lower the cost of certain prescription drugs. They may have options to save on brand-name medications for insured, underinsured, and uninsured patients. However, it's important to check the limitations, restrictions, and eligibility requirements, as not everyone may be able to take advantage of these options. In addition, some manufacturer coupons may only be used a certain amount of times.
4. Ask Your Healthcare Provider
Ask your healthcare provider if they know about any savings options to help lower the cost of your medications. They may be able to prescribe a generic or recommend a specific savings program. Your healthcare provider may also be able to provide a sample of the medication for you to try before committing to a full prescription. Your pharmacist can provide information about prescription savings programs or other discounts that may be available.
5. Buy a 90-day Supply
Buying a 90-day supply instead of a 30-day supply could help you save money on some prescription drugs. Many pharmacies offer a discounted price for a 90-day supply of medication compared to a 30-day supply. This can be a great way to save money if you take a prescription drug on a regular basis and you know that you’ll need to take it for the next 90 days.
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Look to Inside Rx to Help You Save
Inside Rx is one of the top rated prescription discount cards available. By using Inside Rx you can save up to 80% when paying out-of-pocket on your brand and generic prescription medications.
It’s easy to save with Inside Rx. Simply download your free prescription savings card here. Then, search your medication and enter your zip code to compare prices and pharmacies near you. When you’ve found the best option, call in your prescription like normal. When you pick up your prescription, show the pharmacist your Inside Rx card at checkout to save.
We parter with over 60,000 pharmacies nationwide to make it easy to access prescription discounts for uninsured.
Takeaway
Just because you’re uninsured doesn’t mean you have to stomach the full cost of your prescription medications. There are plenty of ways to get the best prescription discounts for uninsured patients. It's important to research and compare the different options to find the best prescription discounts for you. With a little bit of research, you can find the best prescription discounts to help make your medications more affordable.